Embedded Lending
Embedded lending is a powerful way to open new doors for your customers and secure potential revenue. Our streamlined, low-overhead process can get you set up to begin offering a whole new suite of funding products in weeks.
A Fully-Managed Service
We provide more than a hand in operating and maintaining your new business lending program. We offer an entire sales and customer service call center to support your inbound call volume and online referrals, backing up your brand with trained professionals who operate on behalf of your team.
1
Integration
We integrate our powerful lending platform directly into your business website via a secure and seamless API. The loan application process is fully embedded within your platform, ensuring a consistent and branded user experience. Your customers can explore loan options and apply directly without leaving your digital environment.
Customer Engagement
Your customers interact with the lending services under your brand name, creating a white-labeled experience that builds trust and loyalty. Through this integration, you offer financing solutions tailored to homeowners associations' needs, enhancing your platform's value. Our call center and customer service team work as an extension of your business to handle inquiries and guide customers through the process.
2
Loan Origination & Underwriting
We handle the entire loan origination and underwriting process using advanced analytics and proprietary tools to assess risk and determine loan terms. This includes verifying application details, evaluating creditworthiness, and ensuring regulatory compliance, freeing your team from these operational complexities.
3
Funding
Our network of partner financial institutions funds approved loans. This partnership allows you to offer financial services without requiring a banking license, making entry into the lending market both accessible and scalable.
4
Servicing
We manage all aspects of loan servicing, from repayment collection to customer support. Our trained professionals operate under your branding, providing borrowers with a seamless experience and maintaining your reputation for high-quality service.
5
Revenue Sharing
You earn revenue through origination fees generated from each funded loan. This model ensures you benefit financially from providing lending services without the need for significant upfront investment or ongoing operational costs.
6
Key Benefits
For You:
- Streamlined Entry: Offer financial services without requiring a banking license or extensive infrastructure.
- Increased Engagement: Strengthen customer relationships by solving their financial challenges.
- New Revenue Streams: Earn revenue from loan origination fees with minimal upfront costs or operational burden.
For Your Customers:
- Convenient Financing: Access fast and tailored financing options without navigating multiple platforms.
- Simplified Process: Benefit from a straightforward, streamlined application and approval process.
- Brand Confidence: Enjoy the convenience of dealing with a trusted brand for their financial needs.
For Us:
- Market Expansion: Enable non-financial businesses to enter the HOA lending space seamlessly.
- Scalable Operations: Leverage automation and efficient systems to serve a broad customer base with minimal infrastructure.
