Offer your users seamless, integrated loans
Monetization & Revenue Streams
- Referral Commissions As an affiliate, you can earn commissions or referral fees for every HOA that successfully obtains a loan through your embedded link or platform integration.
- Recurring Revenue: Depending on the partnership model, you may enjoy ongoing revenue from the lifecycle of each loan or from repeat business.
Seamless API Integration
- Developer-Friendly: Common Area Credit offers robust, well-documented APIs that make it easy to embed loan application and approval processes directly into your existing website, app, or software solution.
- Flexible Partnership Models: Whether you want a white-label solution, co-branding, or a simple referral link, the platform can be customized to meet your technical and branding requirements.
Product & Service Differentiation
- Value Add for Your Users: If you run a platform that services HOAs, property managers, or financial professionals, embedding a lending solution sets you apart as a comprehensive source for community financing needs.
- Cross-Selling & Upselling: Providing a financing component can help you upsell your own products or services (e.g., additional marketing tools, consulting packages, or premium software features).
Scalability & Market Expansion
- Low Barrier to Entry: You can enter or expand within the HOA financing space with minimal overhead.
- Rapid Market Penetration: By partnering with Common Area Credit, you leverage their network and expertise, allowing you to quickly scale your offerings to multiple HOAs or property management partners.
Originate HOA Loans from your website in 3 easy steps
1
Easy-to-start application
Direct your customers to apply through a personalized link or your dedicated partner page, or use our lead portal to start the process on their behalf. Our user-friendly platform ensures a smooth and seamless application experience.
2
Enjoy fast funding & simplified transactions
Once the application is approved, funds are delivered to borrowers quickly and efficiently.
3
Simplify your operations
We manage the takeout process, so the loan is off your books without any additional work on your end. Enjoy flexibility to focus on growing your business and maintaining customer loyalty.
We were already a fast HOA lender – now we’re even faster. Powered by our partnership with Finicity, a Mastercard company, this isn’t just an upgrade; it’s a game-changing evolution for the HOA industry.
Open banking eliminates the need for HOAs to manually gather and submit financial statements.
Real-time financial data allows lenders to offer more competitive rates and tailored loan structures..
Helps HOAs access capital they might otherwise be denied.
Knowledge Hub
To educate HOA boards, property managers, and financial advisors on financial management, lending, and regulatory compliance.
