Diversify your business with our embedded lending solutions
Embed an HOA lending solution to your website
Diversify your product suite
Enhanced Client Satisfaction & Retention
- One-Stop Shop: By offering financing options directly, property managers and financial advisors can serve as a comprehensive resource for their HOA clients, reducing the need to juggle multiple third-party lenders.
- Faster Solutions: HOAs can quickly secure funding for repairs, renovations, or capital improvements without lengthy bank processes, improving community well-being and satisfaction.
Streamlined Operations
- Seamless Integration: Common Area Credit’s technology can integrate with existing property management software, project management tools, and financial advisory platforms to reduce administrative complexity.
- Automated Updates & Tracking: Property managers and advisors can monitor loan application statuses, approvals, and payment schedules in real-time, minimizing paperwork and manual follow-ups.
Competitive Differentiation
- Value-Added Service: Embedding a lending option differentiates your firm from competitors who offer only basic financial guidance or property management services.
- Stronger Client Relationships: When HOAs see you as a partner who can facilitate financing for community needs, they are more likely to remain loyal and refer new clients.
Revenue Opportunities
- Incentive & Referral Fees: Depending on your partnership arrangement, you may earn referral bonuses, revenue-sharing, or other incentives.
- Upsell Potential: By offering financing, property managers and financial advisors can bundle additional consulting, asset management, or project oversight services.

1
Easy-to-start application
Direct your customers to apply through a personalized link or your dedicated partner page, or use our lead portal to start the process on their behalf. Our user-friendly platform ensures a smooth and seamless application experience.
2
Fast funding & simplified transactions
Once the application is approved, funds are delivered to borrowers quickly and efficiently.
3
Simplify your operations
We manage the takeout process, so the loan is off your books without any additional work on your end. Enjoy flexibility to focus on growing your business and maintaining customer loyalty.

We were already a fast HOA lender – now we’re even faster. Powered by our partnership with Finicity, a Mastercard company, this isn’t just an upgrade; it’s a game-changing evolution for the HOA industry.
Open banking eliminates the need for HOAs to manually gather and submit financial statements.
Real-time financial data allows lenders to offer more competitive rates and tailored loan structures..
Helps HOAs access capital they might otherwise be denied.
Knowledge Hub
To educate HOA boards, property managers, and financial advisors on financial management, lending, and regulatory compliance