Welcoming, Trust-Building Introduction
Medium and Long-term Lender to: Homeowners Associations (HOAs), Common Interest Developments (CIDs) and Planned Unit Developments (PUDs).
“Direct loans, fast funding, and customized solutions —
powered by Loanspark.”
Welcoming, Trust-Building Introduction
Medium and Long-term Lender to: Homeowners Associations (HOAs), Common Interest Developments (CIDs) and Planned Unit Developments (PUDs).
“Direct loans, fast funding, and customized solutions —
powered by Loanspark.”
HOA Financing Solutions
Built for Your Community’s Success
“As an experienced HOA loan officer, I understand the unique challenges HOAs face—from large-scale renovations to urgent repairs, it’s all about getting reliable funding without unnecessary red tape. Our solutions are tailored to meet the unique needs of your HOA, allowing you to focus on building a better community.”

Solution Overview

Direct Lending Solution
Our direct lending solution provides quick, reliable financial support directly to your HOA. No intermediaries, no waiting. It’s ideal for communities needing prompt, flexible funding for capital improvements, repair projects, and other vital needs.
Minimum Requirements:
- Top 50 US metropolitan area
- Professional property management
- Units <25
- Annual revenue: < $2 million
- Fidelity bond (or equivalent)
- Reserve fund study

Business Lending-as-a-Service
Business lending as-a-service is an embedded financing solution which enables any organization to become an HOA lender. Our team processes, underwrites and funds loans on your behalf. It’s the perfect solution for businesses ready to bring financing options to HOAs without the overhead.
How It Works:
- Your customer applies (from your website)
- We originate funding
- We advise your customer
- We fund the loan
- You get paid

Regulatory Solution
How Our Process Works
Straightforward Funding, Without the Runaround

- Consultation & Needs Assessment: "We’ll start with a quick, no-obligation consultation to understand your HOA’s goals and funding needs."
- Custom Loan Proposal: "Based on your requirements, we’ll create a tailored loan proposal that aligns with your budget and timeline."
- Fast Approval & Funding: "With our efficient approval process, you can expect minimal delays, so your project stays on schedule."
Why Choose Us for Your HOA Lending Needs?

Experienced HOA Lending Professionals:

Loanspark-Powered Efficiency:

Tailored Solutions, Proven Results:
Real Success Stories
Helping HOAs Thrive, One Project at a Time
Seeing communities flourish because of our support is what drives us. Here’s what some of our clients have to say
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Technical Engineer
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Web Developer
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SOFTWARE ENGINEER
Frequently Asked Questions
Questions? We’ve Got Answers
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Get Started with Your Custom Loan Quote
Let’s make financing easy for your HOA. Fill out the form below to get a personalized loan quote or schedule a quick call with one of our experienced HOA loan officers.
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Learn More

Building a Comprehensive Capital Improvement Plan (CIP): The Backbone of HOA Borrowing

Regulatory & Compliance Considerations for HOA Loans

Risk Assessment & Mitigation: Strengthening Financial Health for HOAs